The start of a new year is often a time for reflection and fresh beginnings. Many of us focus on health goals, finances, or family plans – but one important area is often overlooked: getting your legal affairs in order. If you’ve never written a Will, the new year is the perfect opportunity to take that first step and gain peace of mind for the future.
Writing a Will is not just for later life or those with significant wealth. Whether you own property, have savings, run a business, or simply want clarity over what happens after you’re gone, having a valid Will ensures your wishes are respected and your loved ones are protected.
What Is a Will and Why Does It Matter?
A Will is a legally binding document that sets out what should happen to your money, property and possessions when you die. Without a Will, your estate will be distributed according to strict intestacy rules, which may not reflect your wishes and can cause unnecessary stress for family members at an already difficult time.
By writing a Will, you remain in control and can make clear, informed decisions about the future.
What Can a Will Include?
A properly drafted Will can cover far more than many people realise. It can include:
- Who inherits your estate – including property, savings, investments and personal possessions
- Specific gifts – such as money, jewellery, or sentimental items
- Who should care for your children – by appointing legal guardians for minors
- Arrangements for your business interests – particularly important for business owners or partners
- Charitable donations – allowing you to support causes close to your heart
- Instructions for managing trusts – for children or vulnerable beneficiaries
Your Will can be as simple or as detailed as your circumstances require, and it can be updated as your life changes.
What Can’t a Will Do?
While a Will is a powerful legal document, there are some limitations. For example, a Will generally cannot:
- Leave assets you do not legally own
- Override jointly owned property that passes by survivorship (unless structured correctly)
- Exclude financial provision for dependants in all circumstances
- Deal with pension death benefits (these are usually governed by nomination forms)
This is why professional advice is important – a solicitor can ensure your Will works alongside other arrangements you may already have in place.
Choosing an Executor: A Key Decision
An executor is the person (or people) responsible for administering your estate, paying debts and distributing assets according to your Will. Choosing the right executor is crucial.
When appointing an executor, consider:
- Trustworthiness – they should be reliable and organised
- Ability to cope – administering an estate can be time-consuming and emotionally demanding
- Impartiality – especially where family dynamics are complex
- Professional support – some people choose a solicitor as executor, or alongside a trusted individual
You can appoint more than one executor, which can be helpful where estates are larger or more complex.
Why Having a Will Is So Important
Having a Will in place provides certainty, protection and reassurance. Key benefits include:
- Your wishes are followed – rather than default intestacy rules
- Protection for children – including clear guardianship arrangements
- Reduced stress for loved ones – at an already emotional time
- Faster and smoother administration of your estate
- Potential tax efficiencies – with careful planning
- Avoidance of family disputes – through clarity and legal certainty
Without a Will, families are often left facing delays, added costs and difficult decisions they may not be prepared for.
Start the Year with Peace of Mind
Writing your first Will doesn’t need to be daunting. With the right legal guidance, the process is straightforward and tailored to your individual circumstances. It’s a positive step towards protecting the people who matter most and ensuring your affairs are in order – whatever the future may bring.
If you’re based in the Blackpool or Fylde Coast area and are considering writing your first Will, speaking to a local solicitor can help you understand your options and ensure your Will is legally sound. Starting the new year with your legal affairs in order is one resolution that truly delivers long-term peace of mind.
Contact our friendly and approachable team on 01253 362 500.
